Where does OneMain Financial do business? OneMain Financial is based in Evansville, IN. It was founded in 1912 and offers auto refinance loans in 44 states across the USA. How much can you borrow via OneMain Financial? Auto refinance loan amounts start at $6,000 and go up to $50,000. What are the auto loan refinancing rates offered through OneMain Financial? APRs for auto refinance loans through OneMain Financial range from 9.99% to 36%. What is the maximum loan term you can get with OneMain Financial? OneMain Financial offers auto refinancing with a maximum term of 66 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your auto refinancing loan, the more interest you will pay. Does OneMain Financial charge an origination fee on auto refinance loans? Yes, OneMain Financial charges a loan origination fee. Does OneMain Financial charge a late fee? Yes, auto refinance loans via OneMain Financial are subject to late payment penalty fees. Does OneMain Financial charge prepayment fees? Yes, OneMain Financial does charge borrowers a fee if they pay their loans early. Consider prepayment fees when you choose a lender because prepayment feees can reduce or even cancel the interest savings of repaying a loan early. What are the key eligibility criteria for OneMain Financial auto loan refinancing? Applicants with a credit score of at least 560 can apply for a loan via OneMain Financial. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher. To qualify, applicants may need to provide the following documentation: Driver's license Proof of citizenship or residence permit Recent pay stubs
One Main Financial Review - New Jersey
My two experiences with One Main Financial.