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[vc_section][vc_row][vc_column][vc_raw_html]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[/vc_raw_html][vc_empty_space][vc_column_text]LendingTree is an online loan marketplace based out of North Carolina. Since 1996, its website has been a portal connecting borrowers with lenders from their comprehensive network. Besides offering a variety of loans and mortgage products, the company also extends tools, educational resources, and access to products like credit repair and debt relief, among others.


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LendingTree is a marketplace lender, which means that it doesn’t originate loans, but instead connects prospective homebuyers with lenders from their vetted network. Generally speaking, marketplace websites can put buyers in contact with lenders who offer virtually every type of loan, including adjustable or fixed-rate mortgages with varying terms, and other specialty debt products such as jumbo or low downpayment loans.[/vc_column_text][vc_column_text]


LendingTree is a lending marketplace which connects borrowers with up to five different lenders, once they’ve filled out some financial information. However, their network of lenders is well-vetted, resulting in LendingTree itself obtaining good customer reviews. We do recommend that homebuyers thoroughly research the companies they get paired with, verifying such customer-based review sites as Trustpilot and the Better Business Bureau.

Key Facts

Lender Type
Year Founded
BBB Rating
BBB Positive Reviews
BBB Negative Reviews
TrustPilot Rating
9.3 out of 10
Collection Date

Complaints & Regulatory Actions

Nationwide Mortgage Licensing System ID
The Nationwide Mortgage Regulatory Actions
Consumer Financial Protection Bureau Complaints

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Each lender in LendingTree’s network has particular qualification requirements. However, we can anticipate that a minimum credit score of 580 is fairly standard for a low downpayment mortgage or FHA loan—though many companies will consider this low—and require at least 620 for a conventional mortgage. Likewise, LendingTree’s advertised minimum down payment is 3.5% of the total loan amount, but be aware that not all lenders will accept this sum.

Key Requirements at a Glance

Minimum FICO Score
Non-Traditional Credit History Considered?



Full Name

LendingTree Mortgage

Company Website


11115 Rushmore Drive, Charlotte, NC, 28277


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