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This Privacy Policy applies to your access and use of all Wealthwiz products and services (together, the “Wealthwiz Services” or “Services”), that are made available through our websites including but not limited to www.Wealthwiz.co.

This Privacy Policy describes the information that we gather from you, how we use and disclose your information, and the steps we take to protect your information. By using the Services, you consent to the privacy practices described in this policy.

This Privacy Policy is incorporated into and is subject to the Wealthwiz Terms of Use. Capitalized terms that are not defined in the Privacy Policy have the meaning given to them in the Wealthwiz Terms of Use.

The information that we collect:

  • Personal Information
    When you use the Services, you may provide and we may collect information about you or that can be used to identify you, including your name, e-mail address, mailing address, mobile phone number, age, gender, date of birth (“Personal Information”). For example, you may provide us with Personal Information when you register for a Wealthwiz account, when you fill out forms or fields on the Site, when you participate in online surveys, and when you contact us or request information about us, this Site and our Service (whether by email or other means).
  • Sensitive Financial Information
    When you use the Services, you may provide and we may collect certain additional sensitive information including your social security number, financial information, financial account information and other similar types of information (“Sensitive Information”).

In addition:

    • When you use certain of the Services (such as the Financial Advisor Platform), you may be asked to fill in and submit a form that collects your personal financial information, including but not limited to your current income level, current expenses, investable assets;
    • When you use certain of the Services (such as the Loan Prequalified Offers service), you authorize Wealthwiz to send your information to certain third party partners on your behalf and you authorize these partners to obtain consumer reports and related information about you from one or more consumer reporting agencies.
  • Cookies Information
    When you use the Services, we may send one or more Cookies (which are small text files containing a string of alphanumeric characters) to your computer or mobile device. We may use both Session Cookies and Persistent Cookies. A Session Cookie disappears after you close your browser. A Persistent Cookie remains after you close your browser and may be used by your browser on subsequent visits to the Services. Persistent Cookies can be removed. Please review your web browser “Help” file to learn the proper way to modify your Cookie settings. If you delete, or choose not to accept, Cookies from the Services, you may not be able to utilize the features of the Services to their fullest potential.
  • Automatically Collected Information
    When you visit the Site, use the Services, or open an email from Wealthwiz, we may automatically receive and record certain information from your computer, web browser and/or mobile device, including your IP address or other device address or ID, web browser and/or device type, hardware and software settings and configurations, the web pages or sites that you visit just before or just after visiting the Site, the pages you view on the Site, your actions on the Site, and the dates and times that you visit, access, or use the Services. When you use the Site on a mobile device, we may also collect the physical location of your device by, for example, using satellite, cell phone tower or wireless local area network signals.
  • Third Party Web Beacons and Third Party Buttons
    We may implement third party advertising or other content on the Site that may use clear gifs or other forms of web beacons, which allow the third party content provider to read and write Cookies to your web browser in connection with your viewing of the third party content on the Site. Additionally, we may implement third party buttons (such as Facebook “like” or “share” buttons) that may allow a third party to collect information about you through their browser Cookies, even when you do not interact with the button. Information collected through web beacons and buttons is collected directly by third parties, and Wealthwiz does not participate in that data transmission. Information collected by a third party in this manner is subject to that third party’s own data collection, use, and disclosure policies.
  • Information from Other Sources
    We may also obtain information about you from third party sources, such as our partners or advertisers. We may also, at your direction, receive information from third party services that provide a mechanism to share information you have provided to the third party through the use of an application program interface (API), such as Facebook Connect or the Twitter API. If we combine or associate information from other sources with your information that we collect through the Services, we will treat the combined information in accordance with this Privacy Policy, the Terms, and applicable law.

How we use the information we collect: Your information is an integral part of our operations, and we use it in a variety of ways in providing the Services and operating our business. For example:

  • We use the information that you provide to operate, maintain, enhance and provide all of the features of the Services and to enable third parties to provide additional services to you
  • We use the information that you provide to understand and analyze the usages trends and preferences of our users, to improve the Services, to create new features and functionality, and to improve fraud detection and information security.
  • We may use your e-mail address or other Personal Information (a) to contact you for administrative purposes such as customer service, (b) to address intellectual property, right of privacy or defamation issues related to content you have posted on the Services, and/or (c) to send you promotional materials, offers, and/or messages related to the Services and the activities of third parties we work with. Generally, you can opt-out of receiving promotional communications, through links provided in the messages, by updating your account preferences through the Services, or by contacting us directly at support@Wealthwiz.co.
  • We may use Cookies Information and Automatically Collected Information to: (a) personalize our services, such as remembering your information so that you will not have to re-enter it during your visit or the next time you visit the Services; (b) provide customized advertisements, content, and information; (c) monitor and analyze the effectiveness of Services and third party marketing activities; (d) monitor aggregate site usage metrics such as total number of visitors and pages viewed; and (e) track your entries, submissions, and status in any promotions or other activities.

When we disclose information: We disclose your information in connection with providing the Services and the operation of our business. For example:

  • We may share Personal Information and Sensitive Information that you provide with certain of our third party partners to verify your identity in connection with your use of certain aspects of the Services. For example, to verify your identity in connection with services that enable you to see your current credit score or other financial information, we may ask for your social security number.
  • We may share your Personal Information and/or your Sensitive Information with third party service providers in connection with your use of specific aspects of the Services. Some examples include but are not limited to:
    • When you request answers through our Services, such as through our Ask an Advisor or Find Answers services, Wealthwiz will provide certain of your information to third party experts, advocates, and advisors.
    • When you request to match with a lender for a Prequalified Loan Offer, Wealthwiz will provide certain of your information to third party service providers.

By submitting a request through our Services, you consent to the disclosure of your information to third parties. The collection and use of your information by third parties is subject to each third party’s specific privacy policy and terms of use. Wealthwiz has no control over the means by which third parties further use or disclose your information.

If you submit a request through our Services, a third party service provider may directly contact you with quotes or information via telephone, fax, and/or email. You may also receive telemarketing calls as a result of submitting the request, even if you are on the National Do No Call Registry or any other similar registry.

Do not submit a request for information or services if you do not want your personal information shared as described above. Once you have submitted a request through the Services and we have shared your information as described above, the terms of the third party’s privacy policy will apply to that party’s use of your information.

  • When you choose to share your own information to a publicly accessible area of the Site, such as a public profile page or any section where you can publicly submit questions to us or our third party partners, that information will be available to anyone who is able to access that content, including other Site users. Additionally, questions you submit and answers provided by third parties may be posted on our Site and viewable by other users and the public.
  • We work with third party service providers to provide website, application development, hosting, data storage, maintenance, and other services for us. To the extent it is necessary for these third party service providers to complete their contractual obligations to us, these third parties may have access to or process your information.
  • We make certain information available to third parties, to: (i) comply with various reporting obligations; (ii) for business or marketing purposes; or (iii) to assist such parties in understanding our users’ interests, habits, and usage patterns for certain programs, content, services, advertisements, promotions, and/or functionality available through the Services. When possible, we provide this information in a de-identified way.
  • We may disclose your information if required to do so by law or in the good-faith belief that such action is necessary to comply with state and federal laws (such as copyright law), in response to a court order, judicial or other government subpoena or warrant, or to otherwise cooperate with law enforcement activity.
  • We reserve the right to disclose your information when we have a good faith belief that doing so is appropriate or necessary to take precautions against liability; to protect Wealthwiz from fraudulent, abusive, or unlawful uses or activity; to investigate and defend ourselves against any third party claims or allegations; to assist government enforcement agencies; to protect the security or integrity of the Services; or to protect the rights, property, or personal safety of Wealthwiz, our users, or others.
  • Please Contact Us at info@wealthwiz.co is you have any questions.

These Terms of Use, together with Wealthwiz’ Privacy Policy set forth the terms and conditions (“Terms”) that apply to your access and use of all Wealthwiz products and services (together, the “Wealthwiz Services” or “Services”), that are made available through our websites including but not limited to www.wealthwiz.co. The Wealthwiz Services may include, but are not limited to, platforms that enable users to interact with financial experts regarding their personal finances; platforms that enable users to locate and contact financial services, as well as professionals, such as third party experts, advocates, and advisors, who can provide various services; discussion forums, bulletin boards, review services, and other forums in which users may ask questions of third party advisors; and platforms that enable users to apply to pre-qualify for certain credit card or loan offers.

By using or accessing the Wealthwiz Services you agree to these Terms, as updated from time to time in accordance with Section 8 below. Because Wealthwiz provides a wide range of services, we may ask you to review and accept supplemental terms that apply to your interaction with a specific product or service. These Terms state that any disputes between you and Wealthwiz must be resolved in arbitration or small claims court.

To use some of the Services, you may need to provide information such as credit card or bank account numbers to third parties. For more information, see our Privacy Policy.

  1. Registration and Account Security.To use the Services you must (i) be at least eighteen (18) years of age; (ii) have not previously been suspended or removed from the Services; and (iii) register for and use the Services in compliance with any and all applicable laws and regulations.
  2. Account Registration. To access some features of the Services, you may be required to register for an account. When you register for an account, we may ask you to give us certain identifying information about yourself, including but not limited to your email address and other contact information, and to create a user name and password (“Registration Information”). When registering for and maintaining an account, you agree to provide true, accurate, current, and complete information about yourself. You also agree not to impersonate anyone, misrepresent any affiliation with anyone else, use false information, or otherwise conceal your identity from Wealthwiz for any purpose.
  3. You Are Responsible For Your Account. You are solely responsible for maintaining the confidentiality and security of your password and other Registration Information. For your protection and the protection of other users, we ask you not to share your Registration Information with anyone else. If you do share this information with anyone, we will consider their activities to have been authorized by you. If you have reason to believe that your account is no longer secure, you must immediately notify us atinfo@wealthwiz.co.
  4. Specific Requirements for Certain Services.Your use of the Services constitutes your acknowledgment and acceptance of the following specific requirements and terms of use for certain of the Wealthwiz Services.

 

  1. Loan Prequalified Offers. Loan Prequalified Offers is a platform that allows users to submit a request to be matched with one of Wealthwiz’s Loan Provider Partners to pre-qualify for certain loan offers, and requires registration of a user account. In order to offer you a loan, the Loan Provider Partners need your consent to use and accept electronic signatures, records, and certain disclosures (“Wealthwiz Prequalified Loan Offers Terms of Use”). Your use of Loan Prequalified Offers is subject to the terms and may require a credit pull authorization.
  2. ThirdParty Services.
  3. Advice from Third Parties. Some of the Services involve advice from third parties and third party content. You agree that any such advice and content is provided for information, education, and entertainment purposes only, and does not constitute legal, financial, tax planning, medical, or other advice from Wealthwiz. You agree that Wealthwiz is not liable for any advice provided by third parties. You agree that you are responsible for your own financial research and financial decisions, and that Wealthwiz is not responsible or liable for any decisions or actions you take or authorize third parties to take on your behalf based on information you receive as a user of Wealthwiz.
  4. Sharing Information With Third Parties. To use some of the Services, you may need to provide information such as credit card numbers, bank account numbers, and other sensitive financial information, to third parties. By using the Services, you agree that Wealthwiz may collect, store, and transfer such information on your behalf, and at your sole request. More information is available in ourPrivacy Policy. You agree that your decision to make available any sensitive or confidential information is your sole responsibility and at your sole risk. Wealthwiz has no control and makes no representations as to the use or disclosure of information provided to third parties. You agree that these third party services are not under Wealthwiz’s control, and that Wealthwiz is not responsible for any third party’s use of your information.
  5. Wealthwiz Does Not Endorse Third Parties. The Services may contain links to third party websites and services. Wealthwiz provides such links as a convenience, and does not control or endorse these websites and services. You acknowledge and agree that Wealthwiz has not reviewed the content, advertising, products, services, or other materials that appear on such third party websites or services, and is not responsible for the legality, accuracy, or appropriateness of any such content, and shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third party websites or services.
  6. Prohibited Conduct.You agree not to:
  7. Use the Services for any illegal purpose, or in violation of any local, state, national, or international law;
  8. Violate or encourage others to violate the rights of third parties, including intellectual property rights;
  9. Post, upload, or distribute any content that is unlawful, defamatory, libelous, inaccurate, or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, hateful, or otherwise inappropriate;
  10. Interfere in any way with security-related features of the Services;
  11. Interfere with the operation or any user’s enjoyment of the Services, including by uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code, making unsolicited offers or advertisements to other users, or attempting to collect personal information about users or third parties without their consent;
  12. Access, monitor or copy any content or information of the Site using any robot, spider, scraper, or other automated means or any manual process for any purpose without Wealthwiz’s express written permission;
  13. Perform any fraudulent activity, including impersonating any person or entity, claiming false affiliations, accessing the accounts of other users without permission, or falsifying your identity or any information about you, including age or date of birth; or
  14. Sell or otherwise transfer the access granted herein.
  15. Intellectual Property and User Content.The Wealthwiz Services are protected by applicable copyright and other intellectual property laws, and no materials from the Services may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without our express permission. All trademarks and service marks on the Services belong to Wealthwiz, except third-party trademarks or service marks, which are the property of their respective owners. You represent and warrant that you own or otherwise have the right to use any content you post to the Services. If you believe that your content has been used in a way that constitutes copyright infringement, you may contact:

Wealthwiz

Phone: 781-219-8501
Email: info@wealthwiz.co

You must provide the following information: an electronic or physical signature of the copyright owner or the person authorized to act on behalf of the copyright owner; a description of the copyrighted work that you claim has been infringed; a description of where the material that you claim is infringing is located; your address, telephone number, and email address; a written statement that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Wealthwiz has adopted and implements a policy that provides for termination in appropriate circumstances of accounts of users who repeatedly infringe copyright or other intellectual property rights of Wealthwiz or others.

  1. Indemnification.You agree that you will be personally responsible for your use of the Services, and you agree to defend, indemnify, and hold harmless Wealthwiz from and against any and all claims, liabilities, damages, losses, and expenses (including attorneys’ and accounting fees and costs), arising out of or in any way connected with (i) your access to, use of, or alleged use of the Services; (ii) your violation of the Terms or any applicable law or regulation; (iii) your violation of any third party right, including without limitation any intellectual property right, publicity, confidentiality, property, or privacy right; or (iv) any disputes or issues between you and any third party. Wealthwiz reserves the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate with our defense of such claim.
  2. Termination.If you violate these Terms, your permission to use the Services will automatically terminate. In addition, Wealthwiz in its sole discretion may suspend or terminate your user account and/or suspend or terminate some or all of your access to the Services at any time, with or without notice to you. You may terminate your account at any time by contacting Customer Service atinfo@wealthwiz.co. After your account is terminated, information and content previously provided by you will no longer be accessible through your account, but Wealthwiz may continue to store such information and content, and it may also be stored by third parties to whom it has been transferred through your use of the Services.
  3. Modification of the Terms.Wealthwiz reserves the right at any time to modify these Terms and to impose new or additional terms or conditions on your use of the Services. Such modifications and additional terms and conditions will be effective immediately upon notice and incorporated into these Terms. We will make reasonable efforts to notify you of any material changes to the Terms, including, but not limited to, by posting a notice to our website or by sending an email to any address you may have provided to us. Your continued use of the Services following notice will be deemed acceptance of any modifications to the Terms.
  4. Disclaimers of Warranties.The Services are provided “as is” and on an “as available” basis, without warranty or condition of any kind, either express or implied. Although Wealthwiz seeks to maintain safe, secure, accurate, and well-functioning services, we cannot guarantee the continuous operation of or access to our Services, and there may at times be inadvertent technical or factual errors or inaccuracies.
  5. No Warranties. Wealthwiz specifically (but without limitation) disclaims (i) any implied warranties of merchantability, fitness for a particular purpose, quiet enjoyment, or non-infringement; and (ii) any warranties arising out of course-of-dealing, usage, or trade. You assume all risk for any/all damages that may result from your use of or access to the Services. Wealthwiz is not responsible for the loss of, damage to, or unavailability of any information you have made available through the Services, and you are solely responsible for ensuring that you have backup copies of any information you have made available through the Services.
  6. No Guarantee Of Accuracy.Wealthwiz does not guarantee the accuracy of, and disclaims all liability for, any errors or other inaccuracies in the information, content, recommendations, and materials made available through the Services.
  7. Services Provided For Informational Purposes. The information provided through the Services is provided solely for informational, educational, or entertainment purposes. Wealthwiz and the Services are not endorsed by or affiliated with FINRA, and Wealthwiz is not a financial institution or insurance provider. Wealthwiz makes no representations, warranties, or guarantees, express or implied, regarding the results or savings that may be obtained through the use of the Services. Before making any financial decisions or implementing any financial strategy, including recommendations of third parties identified through the Services, Wealthwiz recommends that you obtain additional information and advice of accountants or other financial advisors who are fully aware of your individual circumstances.
  8. No Warranties Regarding Third Parties. Wealthwiz makes no representations, warranties, or guarantees, express or implied, regarding any third party service or advice provided by a third party, or any quotes or offers provided through the Services. Wealthwiz does not endorse any particular advisor or other third party. Wealthwiz acts solely as an intermediary between you and third party service providers and expressly disclaims any and all liability for any content, products, or services provided by such service providers. See Section 3, above, for more information regarding third parties and third party services.
  9. Limitation of Liability.In no event will Wealthwiz be liable to you for any incidental, special, consequential, direct, indirect, or punitive damages, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, whether or not Wealthwiz has been informed of the possibility of such damage. Some jurisdictions do not allow the disclaimer of warranties or limitation of liability in certain circumstances. Accordingly, some of the above limitations may not apply to you.
  10. GoverningLaw.These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles. Subject to Section 12, which provides that disputes are to be resolved through binding arbitration or small claims court, to the extent that any lawsuit or court proceeding is permitted hereunder, you and Wealthwiz agree to submit to the exclusive personal jurisdiction of the state courts and federal courts located within Seminole County, Florida, for the purpose of litigating all such disputes. We operate the Services from our offices in Florida, and we make no representation that information and materials included in the Services are appropriate or available for use in other locations.
  11. Dispute Resolution by Binding Arbitration.In the interest of resolving disputes between you and Wealthwiz in the most expedient and cost effective manner, you and Wealthwiz agree to resolve disputes through binding arbitration or small claims court instead of in courts of general jurisdiction (“Agreement to Arbitrate”). Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. Any arbitration under these Terms will take place on an individual basis; class arbitrations and class actions are not permitted. You acknowledge and agree that the arbitrator may award relief (including monetary, injunctive, and declaratory relief) only in favor of the individual party seeking relief and only to the extent necessary to provide relief necessitated by that individual party’s claim(s). Any relief awarded cannot affect other users.
  12. Claims To Be Resolved By Binding Arbitration. You and Wealthwiz agree to arbitrate all disputes and claims between us. This agreement to arbitrate is intended to be broadly interpreted. It includes, but is not limited to: claims arising out of or relating to any aspect of the relationship between us, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory; claims that arose before this or any prior Terms; claims that are currently the subject of purported class action litigation in which you are not a member of a certified class; and claims that may arise after the termination of these Terms.
  13. Exceptions. Notwithstanding Section 12(A), you and Wealthwiz agree that no statement herein shall be deemed to waive, preclude, or otherwise limit either party’s right to (i) bring an individual action in small claims court; (ii) pursue enforcement actions through applicable federal, state, or local agencies where such actions are available; (iii) seek injunctive relief in any competent court of law; or (iv) to file suit in a court of law to address intellectual property infringement claims.
  14. Arbitrator. Any arbitration between you and Wealthwiz will be governed by the Commercial Dispute Resolution Procedures and the Supplementary Procedures for Consumer Related Disputes (collectively, “AAA Rules”) of the American Arbitration Association (“AAA”), as modified by these Terms, and will be administered by the AAA. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by contacting Wealthwiz.
  15. Notice and Process. A party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to Wealthwiz should be addressed to: Wealthwiz, Inc.The Notice must (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought (“Demand”). If you and Wealthwiz do not reach an agreement to resolve the claim within 30 days after the Notice is received, you or Wealthwiz may commence an arbitration proceeding.
  16. Fees. In the event that you commence arbitration in accordance with these Terms, Wealthwiz will, at your request, reimburse you for your payment of the arbitration filing fee, unless your claim is for greater than $10,000, in which case the payment of any fees shall be decided by the AAA Rules. Any request for payment of fees by Wealthwiz should be submitted by mail to the AAA along with your Demand for Arbitration and Wealthwiz will make arrangements to pay all necessary fees directly to the AAA. In the event the arbitrator determines the claim(s) you assert in the arbitration to be frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), you agree to reimburse Wealthwiz for all fees associated with the arbitration paid by Wealthwiz on your behalf that you otherwise would be obligated to pay under the AAA’s rules.

If your claim is for $10,000 or less, you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a non-appearance based telephonic hearing, or by an in-person hearing as established by the AAA Rules. Any in-person arbitration hearings will take place at a location to be agreed upon in Longwood County, Florida. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either party made within 14 days of the arbitrator’s ruling on the merits.

  1. No Class Actions.You and Wealthwiz agree that each may bring claims against the other only in your or its individual capacity and not as a plaintiff or class member in any purported class or representative proceeding. Unless both you and Wealthwiz agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
  2. Opt-Out. If you are a new Wealthwiz user, you can choose to reject the arbitration agreement contained in this Section 12 (“opt-out”) by mailing us a written opt-out notice (“Opt-Out Notice”). The Opt-Out Notice must be postmarked no later than thirty (30) days after the date you accept these Terms for the first time. You must mail the Opt-Out Notice to the Notice Address listed in Section 12(D), above.

The Opt-Out Notice must contain your name, address (including street address, city, state and zip code), and the user name(s) and email address(es) associated with the Wealthwiz account(s) to which the opt-out applies. You must sign the Opt-Out Notice for it to be effective. This procedure is the only way you can opt out of the Agreement to Arbitrate. If you opt out of the Agreement to Arbitrate, all other parts of the Terms will continue to apply to you. Opting out of this Agreement to Arbitrate has no effect on any previous, other, or future arbitration agreements that you may have with Wealthwiz.

  1. Modifications. If Wealthwiz makes any future change to this Agreement to Arbitrate (other than a change to the Notice Address), you may reject any such change by sending us written notice within 30 days of the change to the Notice Address provided above. You acknowledge and agree that, in the event you reject any future change, your account with Wealthwiz shall be immediately terminated and you will arbitrate any dispute between us in accordance with the language of this provision.
  2. Severability and Enforceability. If an arbitrator or court decides that any part of this Section 12 is invalid or unenforceable, the other parts of this Section 12 shall still apply. If the entirety of this Section 12 is found to be unenforceable, then the parties agree that the exclusive jurisdiction and venue described in Section 11 shall govern any action arising out of or related to these Terms, and that the remainder of the Terms will continue to apply.
  3. Modification of the Services.Wealthwiz reserves the right to modify or discontinue, temporarily or permanently, some or all of the Services at any time without any notice or further obligation to you. You agree that Wealthwiz will not be liable to you or to any third party for any modification, suspension, or discontinuance of any of the Services.
  4. General.
  5. Entire Agreement. These Terms, together with thePrivacy Policy constitute the entire and exclusive understanding and agreement between you and Wealthwiz regarding your use of and access to the Services, and except as expressly permitted above may only be amended by a written agreement signed by authorized representatives of the parties.
  6. No Waiver. The failure to require performance of any provision shall not affect our right to require performance at any time thereafter, nor shall a waiver of any breach or default of the Terms constitute a waiver of any subsequent breach or default or a waiver of the provision itself.
  7. Paragraph Headers. Use of paragraph headers in the Terms is for convenience only and shall not have any impact on the interpretation of particular provisions.
  8. Severability. In the event that any part of the Terms is held to be invalid or unenforceable, the unenforceable part shall be given effect to the greatest extent possible and the remaining parts will remain in full force and effect.
  9. Partner Terms. In some instances, Wealthwiz’s third party partners require that Wealthwiz users agree to be bound by some additional terms of use that are specific to particular products or services (“Partner Terms”). In the event of any conflict between the Partner Terms and Wealthwiz’s Terms of Use, Wealthwiz’s Terms of Use govern and control.

We aim to provide unbiased and comprehensive information on the organizations, products and services that we cover. Some of these organizations compensate us for coverage. But our views and information are in no way biased by any compensation we may receive.

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